College Financing Planner
Education is important. Plan ahead.
Ascensus’ College Financing Planner helps families plan ahead for college expenses. Use this tool to create a savings plan to achieve your college funding goals.
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Please note that all data is used to provide the best estimate and calculation possible. Make sure to carefully consider each answer. Using default values may not provide the most accurate result.

How many people are in your household?
Household size can impact how much need-based financial aid the students might be eligible to receive to help pay for college.
Other Amount
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What is the student's state of residence?
Your state of residence affects whether you receive in- or out-of-state tuition, as well as tax rates for some college savings plans.
Please note that all data is used to provide the best estimate and calculation possible. Make sure to carefully consider each answer. Using default values may not provide the most accurate result.

Household Income:
Custom
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Annual Increase in Income:
By what percent annually do you expect your family's income to increase?
Custom
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Current College Savings:
Custom
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Contributions to 529 plans:
Custom
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Please note that all data is used to provide the best estimate and calculation possible. Make sure to carefully consider each answer. Using default values may not provide the most accurate result.

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You currently have {{inputModel.students.length}} students. Add students to include them in your college financing plan.
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Please note that all data is required to provide the best estimate and calculation possible. Make sure to carefully consider each answer. Using default values may not provide the most accurate result.
  • Student
  • Graduation
  • Tests
  • Savings
  • School
  • Student
  • Graduation
  • Tests
  • Savings
  • School
What is your student’s name?
Student’s Name
What is {{handleStudentNamePossessive()}} current age?
Student's Age
How many years will it take {{inputModel.studentInfo.studentName ? inputModel.studentInfo.studentName : 'the student'}} to graduate?
When will they start college?
What is your high school GPA type?
GPA

Out Of

High school GPA typically plays an important role in determining scholarships from colleges. In general, colleges offer better scholarships for higher GPAs. If you don't know the student's exact GPA, do your best to estimate.
GPA

Out Of

Your high school GPA typically plays an important role in determining merit-based scholarships from colleges. In general, higher GPAs equal better scholarships.
Which college admission exam have you taken?
Many colleges offer larger scholarships to students with higher test scores.
How would you rate the academics of {{inputModel.studentInfo.studentName ? inputModel.studentInfo.studentName : 'the student'}}?
Academics can impact merit-based scholarships at schools and play an important role in college affordability.
Student Savings:
Custom
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College Student Wages (per year):
Custom
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Where will the student live during college?
Select the college the student plans on attending:
College costs vary widely. The amounts below are personalized College Net Costs1 for {{handleStudentNamePossessive()}} first year of college in {{inputModel.studentInfo.startingYear}} and assumes one child in school at a time. Complete this entire financial planner to get the most accurate estimates for your family.
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Assumptions and Methodology
1 College Net Cost
The College Net Cost uses personalized net price estimates from College Raptor’s net price calculator engine to reflect the cost of college after all expected grants and scholarships have been applied. College Raptor’s net price calculations use a proprietary, data-driven machine learning engine to estimate the cost of college for each student at each college in the US. The estimate includes tuition, room and board, books, travel costs, and personal expenses. Cost estimates are based on specific academic and financial characteristics of the student as well as models that estimate each college’s need- and merit-based aid practices. The estimate is adjusted for inflation based on historic price data for each college. Net cost for Public In-State, Public Out-of-State, Private, and Community colleges uses a weighted average of personalized net price estimates from all colleges of each type selected for the student. The College Net Cost is an estimate and may differ from the actual net price provided by the college. To have the most accurate cost estimates, we encourage each student/family to consult with the financial aid offices of the colleges for which the student is interested.

The Total College Net Cost is the estimated cost for the student’s entire duration of college. The student’s duration of college is assumed to be 2 years for community colleges and 4 years for public and private colleges unless a different duration has been indicated.
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